Home Buyer Information Guide

By: Tracy Weber, Broker at Kempston & Werth Realty Ltd., Brokerage



THE HOME BUYING PROCESS


• Consult with a Realtor®
• Obtain a Pre-Approval of Financing
• View properties that fit your budget and criteria
• Make an offer on your dream home
• Submit deposit and Fulfill Conditions 
• Close the deal!



ADDITIONAL COSTS IN THE BUYING PROCESS

• Deposit 
• Down Payment
• Land Transfer Tax
• Legal Fees
• Home Inspection
• Lending Costs 



BUDGET CONSIDERATIONS

MONTHLY COSTS


• Mortgage Insurance
• Home Insurance
• Property Tax
• Hot Water Rental 
• Heating
• Condo Fees
• Maintenance Costs
• Renovation Costs